Us Bank Altitudeâ® Go Visa Signatureâ® Card Review

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The U.S. Bank Distance® Get Visa Signature® Card is a high-value rewards credit carte du jour that won't cost you a penny for the annual fee. Information technology carries a strong ready of benefits, including bonus rewards, 0% intro Apr offers, and even money back on your streaming purchases. Cheque out our detailed U.S. Banking company Altitude® Get Visa Signature® Card review for a full expect at what this card offers.

BEST OF 2022

Regular April

15.24% - 24.24% (Variable)

• A rare, neat option that offers lucrative rewards (up to 4x points), a big bonus, and a competitive 0% intro APR offer, all somehow with no annual fee.

• • Big sign-upwards bonus
  • Dining rewards
  • No annual fee
  • 0% intro Apr offer
  • Streaming credit

  • Balance transfer fee
• • Intro Offering: Earn 20,000 bonus points when you lot spend $1,000 in eligible purchases inside the commencement 90 days of account opening. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more.
  • 4X points on dining, takeout, and restaurant delivery.
  • 2X points on streaming services. Plus, a $15 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple tree Music, Disney+, HBO Max and more!
  • 2X points at grocery stores, grocery delivery, gas stations, and EV charging stations
  • 1X point on all other eligible purchases.
  • 0% Intro Apr on purchases and remainder transfers for the first 12 billing cycles. Later that, a variable APR applies, currently fifteen.24% - 24.24%.
  • No Annual Fee
  • Points never expire
  • Terms and atmospheric condition apply.

Full U.Due south. Bank Altitude Become Card review

This credit card is a skillful fit for: Foodies who spend quite a bit on dining, whether that'southward from going out to swallow, getting takeout, or ordering commitment.

Meridian perks

The U.S. Banking concern Altitude® Become Visa Signature® Menu has a overnice set of features, which include bonus opportunities and an intro 0% APR offering.

20,000 bonus points

Equally a new cardholder, you'll earn this 20,000-point sign-up bonus for spending $ane,000 in the first 90 days. Each point is worth $0.01, giving this bonus a value of $200. That's competitive with the best sign-up bonuses amid credit cards that don't accuse an annual fee.

SEE MORE GREAT BONUS OFFERS: Best Sign-Upwards Bonus Credit Cards

Up to 4 points per $i

The U.Due south. Bank Altitude® Go Visa Signature® Bill of fare earns:

• 4 points per $i on takeout, food delivery, and dining
• two points per $1 at grocery stores, grocery delivery, streaming services, and gas stations
• one point per $one on all other eligible purchases

This card is made for consumers who spend a lot on dining, considering 4% dorsum in that category is as good equally it gets. The additional bonus categories are nice extras, but y'all could go ii% back or more in all those areas from other rewards credit cards.

COMPARE MORE OPTIONS: Best Rewards Credit Cards

No annual fee

If y'all're sticking to no annual fee credit cards, this one fits the bill. This type of card works well for consumers on a tight budget or who aren't large spenders.

Run into More: All-time No Annual Fee Credit Cards

0% intro APR for 12 billing cycles

This card offers a 0% intro Apr on purchases and balance transfers for the first 12 billing cycles. Whether you desire to pay off purchases over time or cutting downwards credit carte du jour debt, this offering will help you relieve on credit carte interest. Note that the 0% intro APR on balance transfers but applies to residuum transfers made within 60 days of account opening.

Come across More: Best 0% April Credit Cards

$15 annual streaming credit

A unique perk of the U.South. Bank Altitude® Go Visa Signature® Card is a $15 annual streaming credit. To get this credit, you must brand eligible streaming purchases for 11 consecutive months. There are well over a dozen eligible streaming services, including Netflix, Disney+, Spotify, Hulu, and SiriusXM.

No foreign transaction fee

Some credit cards, particularly no almanac fee cards, tack on a 3% strange transaction fee for international purchases. This U.S. Bank card doesn't, so it's a good choice to take along when you lot're traveling outside the country.

READ More: What Are Strange Transaction Fees?

Alternatives to consider

If you want to earn a great cash back rate everywhere: The Wells Fargo Active Cash℠ Card offers an unlimited 2% cash rewards on purchases, with no bonus categories to manage. Information technology'south a fantastic selection if you're looking for a high-value, straightforward cash back card.

If you spend more on groceries than dining: You could collect more than greenbacks back with the Blue Cash Preferred® Card from American Express. It earns six% cash back at U.Southward. supermarkets, upward to a spending cap of $six,000 per twelvemonth. Information technology as well offers that same 6% rate on select U.S. streaming services. Terms apply.

Equally of Apr. 01, 2022

Wells Fargo Active Cash℠ Card	Bluish Greenbacks Preferred® Card from American Limited
Rating image, five.00 out of 5 stars. v.00 stars We want your coin to piece of work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. Our ratings are based on a five star scale. 5 stars equals Best. 4 stars equals Splendid. 3 stars equals Adept. two stars equals Fair. 1 star equals Poor.	Rating image, 5.00 out of 5 stars. 5.00 stars We want your money to piece of work harder for y'all. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. Our ratings are based on a v star calibration. v stars equals All-time. iv stars equals First-class. three stars equals Good. 2 stars equals Fair. 1 star equals Poor.
Apply At present for Wells Fargo Active Cash℠ Card On Wells Fargo'due south Secure Website.	Apply Now for Blue Cash Preferred® Card from American Limited On American Limited' Secure Website. Terms apply
Read Total Review	Read Full Review
Rates & Fees	Rates & Fees
Credit Rating Requirement: Good/Fantabulous (670-850)	Credit Rating Requirement: Good/Excellent (670-850)
Welcome Offering: $200 cash rewards offer	Welcome Offer: $300 argument credit
Rewards Program: ii% cash rewards	Rewards Program: 1% - 6% cash back
Intro APR: Purchases: 0% intro APR, 15 months from account opening Balance Transfers: 0% intro APR, xv months from account opening on qualifying balance transfers	Intro April: Purchases: 0%, 12 months Remainder Transfers: N/A
Regular APR: fifteen.24%-25.24% Variable APR	Regular APR: 14.24%-24.24% Variable
Annual Fee: $0	Annual Fee: $0 introductory almanac fee
Highlights: Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months Earn unlimited 2% greenbacks rewards on purchases 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, so a 15.24% to 25.24% variable APR; balance transfers fabricated inside 120 days qualify for the intro rate and fee of iii% then a BT fee of upward to 5%, min: $5 $0 annual fee No categories to track or remember and greenbacks rewards don't expire every bit long as your business relationship remains open up Bask a premium drove of benefits at a option of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge Get up to $600 protection on your prison cell telephone (discipline to $25 deductible) against covered damage or theft when you pay your monthly cellular phone bill with your Wells Fargo Active Cash℠ Bill of fare Select "Apply Now" to learn more than about the production features, terms and weather condition	Highlights: Earn a $300 argument credit after yous spend $3,000 in purchases on your new Card within the first 6 months. $0 intro annual fee for the first year, then $95. Buy Now, Pay Afterwards: Relish $0 intro plan fees when you use Program It® to divide up large purchases into monthly installments. Pay $0 plan fees on plans created during the offset 12 months later business relationship opening. Plans created subsequently that will take a monthly plan fee up to 1.33% of each buy amount moved into a programme based on the plan duration, the APR that would otherwise apply to the purchase, and other factors. Depression intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 14.24% to 24.24% vi% Cash Dorsum at U.S. supermarkets on up to $6,000 per yr in purchases (so ane%). 6% Cash Back on select U.Due south. streaming subscriptions. 3% Greenbacks Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a argument credit. Terms Utilise.
Apply Now for Wells Fargo Agile Cash℠ Card On Wells Fargo'south Secure Website.	Apply Now for Blue Cash Preferred® Card from American Limited On American Express' Secure Website. Terms apply
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What could be improved

There isn't much to mutter near with the U.S. Bank Distance® Go Visa Signature® Card, merely it has a pocket-sized drawback.

Cash back redemption minimum

This card offers several means to redeem points, including travel, souvenir cards, and greenbacks back, and you lot get $0.01 per betoken with all of them. But there's a 2,500-point ($25) redemption minimum for cash back. Redemption minimums can be frustrating, and many cash back cards don't have them. If y'all'd rather avoid this, explore other credit menu reviews to find i with more flexible redemption options.

Find the all-time credit card for your needs

Compare credit card rewards, fees, APRs, and more using our side-past-side comparison tool.

Suggested credit score

We recommend that you have a FICO® Score of 670 or higher to utilise for the U.S. Bank Altitude® Go Visa Signature® Card. Applicants who go approved for this card usually have expert to splendid credit.

In that location are reports that U.Southward. Bank has denied some applicants, at to the lowest degree in role because of the number of credit cards they've gotten recently. If you've opened multiple credit cards within the by half dozen months to a year, this is something to be aware of.

The U.S. Banking concern Altitude Become Menu is right for you if:

Yous eat out often and dining is one of your top two or three expenses per month.

The U.South. Bank Altitude® Become Visa Signature® Card has plenty of perks and no major flaws. It's groovy if you want to finance a purchase at a 0% intro April, get a yearly credit on streaming purchases, or have a no annual fee bill of fare with no foreign transaction fee. But its superlative feature is large dining rewards, so it'due south made for consumers who spend a lot in that expanse.

See More than TOP OPTIONS: Best Credit Cards for Dining and Restaurants

FAQs

• The credit limit for the U.S. Banking concern Altitude® Go Visa Signature® Bill of fare generally ranges from $1,000 to $25,000 or more than depending on your creditworthiness. Many cardholders have reported credit limits of at least $ten,000 with this card, and U.S. Bank often gives generous credit limit increases.

• No, this card doesn't have strange transaction fees.

• It usually isn't hard to become the U.S. Bank Altitude® Go Visa Signature® Card if you have good or excellent credit. Consumers with a FICO® Score of 670 or more accept high approval odds for this card.

The Motley Fool owns shares of and recommends Visa.

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Source: https://www.fool.com/the-ascent/credit-cards/us-bank-altitude-go-visa-signature-card-review/

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